Real Estate Buyers Calculator


Real Estate Buyers Calculator
From the Archer Pacific Mortgage Calculator Library

Loan	Starting Values
Purchase Price
Downpayment %
Downpayment (Dollars)
Loan Amount
Closing Costs
Interest Rate
Loan Length (Years)
Regular Monthly Payment
Total payments over time
Total interest paid over time
Annual percentage rate
Monthly annual property taxes
Monthly annual mortgage insurance
Monthly annual property insurance
Monthly annual home owners association dues
Total monthly expense

Cash To Close		Loan 1	Loan 2	Loan 3
Maximum monthly home expense/income ratio
Needed Monthly Income
Closing Costs
Downpayment
Loan Closing Costs
Total Cash To Close The deal

Good Faith Estimate Charges	Factors
LOAN CHARGES
801 - Loan Origination Fee
802 - Loan Discount
808 - Mortgage Broker Fee
803 - Appraisal Fee
804 - Credit Report
805 - Lender's Inspection Fee
809 - Tax Related Service Fee
810 - Processing Fee
811 - Underwriting Fee
812 - Wire Transfer Fee

ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE

901 - Interest for days X $ per day
902 - Mortgage Insurance Premium
903 - Hazard Insurance Premium
905 - VA Funding Fee

RESERVES DEPOSITED WITH LENDER
1001 - Hazard Insurance Premiums # months @ $ per month
1002 - Mortgage Ins. Premium Reserves months @ $ per month
1003 - School Tax months @ $ per month
1004 - Taxes and Assessment Reserves months @ $ per month
1005 - Flood Insurance Reserves months @ $ per month months

TITLE CHARGES:
1101 - Closing or Escrow Fee
1105 - Document Preparation Fee
1106 - Notary Fees
1107 - Attorney Fees
1108 - Title Insurance

1200 GOVERNMENT RECORDING & TRANSFER CHARGES
1201 - Recording Fees
1202 - City/County Tax/Stamps
1203 - State Tax/Stamps

1300 ADDITIONAL SETTLEMENT CHARGES:
1302 - Pest Inspection

Others charges
These can be additional charges that change within different loan sources
Other charge 1
Other charge 2
Other charge 3
Other charge 4
Other charge 5
Total Closing Expenses

More Mortgage Calculators, Rates, Quick Loan Tips, Free Books, And More!