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MORTGAGE LOAN RATES
 
The following mortgage rates on based on California mortgage rates.
Loan Program Rate APR Points Max Loan Years Example Loan Example Payment Quote
Minimum Payment Loans                
90 Days No Payments Option ARM 1.25% 8.44% 0%   750,000 30   350,000      1,166  Apply
1% Option ARM 1.00% 7.77% 0%   750,000 40   350,000         885  Apply
Hybrid Option ARM 3.00% 6.58% 0%   750,000 40   350,000      1,253  Apply
Non-Owner Option ARM 1.40% 8.07% 0%   750,000 40   350,000         953  Apply
                 
Regular Loans                
30 Year Fixed 6.25% 6.35% 0%   425,000 30   350,000      2,155  Apply
30 Year Fixed - Interest Only Option 6.50% 6.60% 0%   750,000 30   350,000      2,212  Apply
30 Year Fixed - Jumbo 6.63% 6.73% 0%   750,000 30   350,000      2,242  Apply
15 Year Fixed - Jumbo 6.25% 6.41% 0%   750,000 15   350,000      3,001  Apply
5 Year Fixed - Interest Only 6.63% 6.72% 0%   750,000 30   350,000      2,241  Apply
40 year fixed 6.63% 6.71% 0%   750,000 40   350,000      2,080 Apply 
50 year loan 7.25% 7.33% 0%   750,000 50   350,000      2,173  Apply
Non-Owner 2 Year Fixed 8.00% 8.11% 0%   750,000 30   350,000      2,568  Apply

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Assumptions and Disclaimer:

  • All loan pricing is for loans that are 80% or less of the value of the property with full documentation
  • The final rate may vary, based on your market changes, income, credit, loan ratio, and other loan factors
  • Your rates will be based on how you want to structure the loans - no points or other options
  • Your final rate is determined after loan approval and a rate lock, and may differ from the rates listed
  • There is no guarantee of loan approval
  • All pricing is for FICO scores over 720
  • Rates are subject to change without notice

 

DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or
it's applicability to your financial situation.  Please consult your own financial advisor.