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PURCHASE LOAN OPTIONS |
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Standard Fixed Loans - 10, 15, 20,
or 30 year fixed |
- This is best for owners who plan on
staying in their property for a while
- These are the oldest types of
mortgages
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Learn more
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40 Year Loan |
- This longer loan term will lower
your monthly payment
- This is for people who do not want
to risk a rise in interest rates
- This is for people who also plan on
staying in their property for at least
10 years or more
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Learn
more
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45 Year Loan |
- This longer loan term will lower
your monthly payment
- This is for people who do not want
to risk a rise in interest rates
- This is for people who also plan on
staying in their property for at least
10 years or more
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Learn
more
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50 Year Loan |
- This longer loan term will lower
your monthly payment
- This is for people who do not want
to risk a rise in interest rates
- This is for people who also plan on
staying in their property for at least
10 years or more
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Learn
more
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Adjustable Rate Mortgages |
- This loan is for people who intend
to be in their homes less than 5 years
- It allows borrowers to make a lower
payment than a traditional fixed loan
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Learn more
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No Point Loans |
- This loan option has no points, no
processing fee, or application fee
- There are escrow and prepay charges,
if applicable
- This minimizes your upfront costs
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Learn more
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Fast Track Refinance |
- We keep the paperwork to a minimum
and move the process through the lender
on a fast-track basis
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1% Payment Option Plan |
- This loan allows you the option to pay your loan at the 1.00% payment option
rate
- The APR on this is 6.9%.
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Learn more
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New Beginning - Bad Credit |
- People with less than stellar credit
- People who want to pay off
high-interest debt and fix their credit
- People who want to consolidate their
bills into one lower payment
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Learn more
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100% Cashout of Home Value
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- We can help you tap the equity value
in your house, up to 100% of its value
for any purpose
- Money can be used for anything -
tuition, cars, boats, anything
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Learn more
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125% Cashout of Home Value |
- We can help you tap the equity value in your house, up to 125%
of its value for any purpose
- Money can be used for anything -
tuition, cars, boats, anything
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Learn more
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First Time Buyer - 100%
Financing |
- We can help you get 100% home
financing
- Even get help covering closing costs
to minimize your cash expense
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100% Investment Property
Financing |
- We have 100% financing available for
rental properties
- We can also do refinancings of
rental properties
- You don't need to own your rental
property for an entire year - there may
be loan options available to you even 6
months after the purchase of a property
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Learn
more
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Debt Consolidation Loans |
- People who use the equity in your
property to pay off high-interest debt
- People who want to pay off credit
cards, car loans, student loans, etc.
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Self-Employed Borrowers |
- People who are self-employed and
can't show traditional income
documentation
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Flexible Fixed |
- People who want a 30 year fixed with
the lower interest-only payments during
the first ten years
- People who want stability in their
payment but don't want the higher
monthly payment of a regular 30 year
fixed
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Learn
more
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Foreign Nationals |
- People who are foreign nationals and
want to purchase property in the U.S.
- People who want to buy primary
residences and rental properties
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Learn more
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No Documentation |
- People who don't want to document
their income
- People who don't want to document
their assets
- People who don't want to show tax
records, bank statements, pay stubs, gift letters, etc.
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Learn more
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