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DIFFERENT MORTGAGE LOAN OPTIONS

No points No Point Loans

This loan option has no points, no processing fee, or application fee. There are escrow and prepay charges, if applicable. This minimizes your upfront costs.

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Fast track refinance Fast Track Refinance

We keep the paperwork to a minimum and move the process through the lender on a fast-track basis.

Learn more

1% payment option 1% Payment Option Plan

This loan allows you the option to pay your loan at the 1.00% payment option rate. The APR on this is 6.9%.

Learn more

Bad credit Bad Credit

We work with people who have everything from a few blemishes on their credit to ones with substantial issues.

We have a loan for all credit types. We will work hard to get you where you need to go.

Learn more

100% cash out 100% Cashout Of Home Value

We can help you tap the equity value in your house, up to 100% of its value for any purpose.

Learn more

125% cash out 125% Cashout of Home Value

We can help you tap the equity value in your house, up to 125% of its value for any purpose.

Learn more

First time buyer - 100% financing First Time Buyer - 100% Home Purchase Financing

We can help you get 100% home financing.

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100% investment or rental property 100% Investment or Rental Property Financing

We have 100% financing available for rental properties.

We can also do refinancings of rental properties.

You don't need to own your rental property for an entire year - there may be loan options available to you even 6 months after the purchase of a property.

Learn more

Debt consolidation Debt Consolidation Loans

We can help you use the equity in your property to pay off high-interest debt, such as credit cards. Depending on your specific circumstances, the type of debts that can be paid off include credit cards, car loans, and other types of debt.

We have done this type of loan many times, and we believe it is one of the most valuable products we have.

There are many different types of loans that can be used to consolidate your debt.

Learn more

Self employed Self-Employed Borrowers

We can work with borrowers who are self-employed. There are a wide variety of loan programs available for this type of income, both for primary and rental properties.

Learn more

30 year fixed 30 Year Fixed Loan

In a rising interest rate environment, many people are opting for the predictability of a 30 year fixed rate.

With a 10 year interest-only option, you also have the ability to make less than a full payment. This may be a helpful option.

Making interest-only payments will not reduce your principal.

Learn more

Foreign nationals Foreign Nationals

Archer Pacific has purchase and refinancing programs for foreign nationals. These are both for primary residences and rental properties.

Learn more

Bankruptcy Bankruptcy

We have loan programs for people with prior bankruptcies. Call for more details.

Learn more

No documentation loans No Documentation

We have low and no documentation loans available for many types of borrowers.

This may lower the need for time-consuming documentation of previous tax records, bank statements, pay stubs, gift letters, etc.

Learn more

Find out your loan options for free our 30 second application!


No Point Loans

This loan option has no points, no processing fee, or application fee. There are escrow and prepay charges, if applicable. This minimizes your upfront costs.

Learn more

 

Fast Track Refinance

We keep the paperwork to a minimum and move the process through the lender on a fast-track basis.

Learn more

 

1% Payment Option Plan

This loan allows you the option to pay your loan at the 1.00% payment option rate. The APR on this is 6.9%.

Learn more

 

Bad Credit

We work with people who have everything from a few blemishes on their credit to ones with substantial issues.

We have a loan for all credit types. We will work hard to get you where you need to go.

Learn more

 

100% Cashout Of Home Value

We can help you tap the equity value in your house, up to 100% of its value for any purpose.

Learn more

 

125% Cashout of Home Value

We can help you tap the equity value in your house, up to 125% of its value for any purpose.

Learn more

 

First Time Buyer - 100% Home Purchase Financing

We can help you get 100% home financing.

Learn more

 

100% Investment or Rental Property Financing

We have 100% financing available for rental properties.

We can also do refinancings of rental properties.

You don't need to own your rental property for an entire year - there may be loan options available to you even 6 months after the purchase of a property.

Learn more

 

Debt Consolidation Loans

We can help you use the equity in your property to pay off high-interest debt, such as credit cards. Depending on your specific circumstances, the type of debts that can be paid off include credit cards, car loans, and other types of debt.

We have done this type of loan many times, and we believe it is one of the most valuable products we have.

There are many different types of loans that can be used to consolidate your debt.

Learn more

 

Self-Employed Borrowers

We can work with borrowers who are self-employed. There are a wide variety of loan programs available for this type of income, both for primary and rental properties.

Learn more

 

30 Year Fixed Loan

In a rising interest rate environment, many people are opting for the predictability of a 30 year fixed rate.

With a 10 year interest-only option, you also have the ability to make less than a full payment. This may be a helpful option.

Making interest-only payments will not reduce your principal.

Learn more

 

Foreign Nationals

Archer Pacific has purchase and refinancing programs for foreign nationals. These are both for primary residences and rental properties.

Learn more

 

Bankruptcy

We have loan programs for people with prior bankruptcies. Call for more details.

Learn more

 

No Documentation

We have low and no documentation loans available for many types of borrowers.

This may lower the need for time-consuming documentation of previous tax records, bank statements, pay stubs, gift letters, etc.

Learn more