Refinance Loan Options

You have many loan options. Our Mortgage Experts can help you find the right one.

To learn more, please select a loan:

REFINANCE LOAN OPTIONS
Standard Fixed Loans - 10, 15, 20, or 30 year fixed	This is best for owners who plan on staying in their property for a while These are the oldest types of mortgages Learn more
40 Year Loan	This longer loan term will lower your monthly payment This is for people who do not want to risk a rise in interest rates This is for people who also plan on staying in their property for at least 10 years or more Learn more
45 Year Loan	This longer loan term will lower your monthly payment This is for people who do not want to risk a rise in interest rates This is for people who also plan on staying in their property for at least 10 years or more Learn more
50 Year Loan	This longer loan term will lower your monthly payment This is for people who do not want to risk a rise in interest rates This is for people who also plan on staying in their property for at least 10 years or more Learn more
Adjustable Rate Mortgages	This loan is for people who intend to be in their homes less than 5 years It allows borrowers to make a lower payment than a traditional fixed loan Learn more
No Point Loans	This loan option has no points, no processing fee, or application fee There are escrow and prepay charges, if applicable This minimizes your upfront costs Learn more
Fast Track Refinance	We keep the paperwork to a minimum and move the process through the lender on a fast-track basis Learn more
1% Payment Option Plan	This loan allows you the option to pay your loan at the 1.00% payment option rate The APR on this is 6.9%. Learn more
New Beginning - Bad Credit	People with less than stellar credit People who want to pay off high-interest debt and fix their credit People who want to consolidate their bills into one lower payment Learn more
100% Cashout of Home Value	We can help you tap the equity value in your house, up to 100% of its value for any purpose Money can be used for anything - tuition, cars, boats, anything Learn more
125% Cashout of Home Value	We can help you tap the equity value in your house, up to 125% of its value for any purpose Money can be used for anything - tuition, cars, boats, anything Learn more
First Time Buyer - 100% Financing	We can help you get 100% home financing Even get help covering closing costs to minimize your cash expense Learn more
100% Investment Property Financing	We have 100% financing available for rental properties We can also do refinancings of rental properties You don't need to own your rental property for an entire year - there may be loan options available to you even 6 months after the purchase of a property Learn more
Debt Consolidation Loans	People who use the equity in your property to pay off high-interest debt People who want to pay off credit cards, car loans, student loans, etc. Learn more
Self-Employed Borrowers	People who are self-employed and can't show traditional income documentation Learn more
Flexible Fixed	People who want a 30 year fixed with the lower interest-only payments during the first ten years People who want stability in their payment but don't want the higher monthly payment of a regular 30 year fixed Learn more
Foreign Nationals	People who are foreign nationals and want to purchase property in the U.S. People who want to buy primary residences and rental properties Learn more
No Documentation	People who don't want to document their income People who don't want to document their assets People who don't want to show tax records, bank statements, pay stubs, gift letters, etc. Learn more

Standard Fixed Loans - 10, 15, 20, or 30 year fixed

• This is best for owners who plan on staying in their property for a while
• These are the oldest types of mortgages
• Learn more

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40 Year Loan

• This longer loan term will lower your monthly payment
• This is for people who do not want to risk a rise in interest rates
• This is for people who also plan on staying in their property for at least 10 years or more
• Learn more

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45 Year Loan

• This longer loan term will lower your monthly payment
• This is for people who do not want to risk a rise in interest rates
• This is for people who also plan on staying in their property for at least 10 years or more
• Learn more

---

50 Year Loan

• This longer loan term will lower your monthly payment
• This is for people who do not want to risk a rise in interest rates
• This is for people who also plan on staying in their property for at least 10 years or more
• Learn more

Adjustable Rate Mortgages

• This loan is for people who intend to be in their homes less than 5 years
• It allows borrowers to make a lower payment than a traditional fixed loan
• Learn more

No Point Loans

• This loan option has no points, no processing fee, or application fee
• There are escrow and prepay charges, if applicable
• This minimizes your upfront costs
• Learn more

Fast Track Refinance

• We keep the paperwork to a minimum and move the process through the lender on a fast-track basis
• Learn more

1% Payment Option Plan

• This loan allows you the option to pay your loan at the 1.00% payment option rate
• The APR on this is 6.9%.
• Learn more

New Beginning - Bad Credit

• People with less than stellar credit
• People who want to pay off high-interest debt and fix their credit
• People who want to consolidate their bills into one lower payment
• Learn more

100% Cashout of Home Value

• We can help you tap the equity value in your house, up to 100% of its value for any purpose
• Money can be used for anything - tuition, cars, boats, anything
• Learn more

125% Cashout of Home Value

• We can help you tap the equity value in your house, up to 125% of its value for any purpose
• Money can be used for anything - tuition, cars, boats, anything
• Learn more

First Time Buyer - 100% Financing

• We can help you get 100% home financing
• Even get help covering closing costs to minimize your cash expense
• Learn more

100% Investment Property Financing

• We have 100% financing available for rental properties
• We can also do refinancings of rental properties
• You don't need to own your rental property for an entire year - there may be loan options available to you even 6 months after the purchase of a property
• Learn more

Debt Consolidation Loans

• People who use the equity in your property to pay off high-interest debt
• People who want to pay off credit cards, car loans, student loans, etc.
• Learn more

Self-Employed Borrowers

• People who are self-employed and can't show traditional income documentation
• Learn more

Flexible Fixed

• People who want a 30 year fixed with the lower interest-only payments during the first ten years
• People who want stability in their payment but don't want the higher monthly payment of a regular 30 year fixed
• Learn more

 Foreign Nationals

• People who are foreign nationals and want to purchase property in the U.S.
• People who want to buy primary residences and rental properties
• Learn more

No Documentation

• People who don't want to document their income
• People who don't want to document their assets
• People who don't want to show tax records, bank statements, pay stubs, gift letters, etc.
• Learn more

This is only a list of the most in demand loans. We have many other loans to choose from.

The best way to find out your options is to talk to one of our mortgage experts.